Moving jobs can be a stressful affair, familiarising yourself with a new working environment, new colleagues and sometimes even relocating to another area. We recognise that at times like these, dealing with financial issues can be a huge burden; and that is why we have developed a bespoke service to advise you at a time when making the right financial decisions can be crucial.
Our Practice can provide you with the knowledge to enhance and secure your financial future. We can provide advice on all areas of finance that might be affected by your decision to change employment. We can help with the funding of residential mortgages for house moves, and we can advise on the implications of not selling the house you are leaving. But in addition to this we can also provide valuable advice on the following areas
Deferred Pension Benefits – have you left pension benefits behind from previous employment? If so, do you understand what options you have, and what these arrangements will deliver for you when you do eventually retire?
Benefits Package – Do you know how your current benefits compare with the ones offered with your new employment? What will be the impact of the changes on a day to day basis? We can evaluate them for you and advise on any areas that might be overlooked.
Tax issues - Will your tax status change and if so are you aware of what you should be doing to take maximum advantage of the tax allowances you have?
Of course everyone is different and each set of circumstances will be relevant to the individual, at St. James's Place we recognise this and have a range of specialists who can advise on any aspect of financial planning and wealth management to fit your specific needs. Should you wish to take advantage of these services, either fill in the enquiry form or get in touch by telephone, and we would be happy to have an initial conversation with you without obligation to discuss your requirements and see if we can help.
We look forward to speaking to you.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.